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About Tyler Huntington | NMLS #181638

Tyler Huntington

Branch Manager & Mortgage Loan Originator
West Capital Lending, Inc. | Irvine, CA
NMLS #181638 | CA DRE #02022356

What I Do

I structure mortgage financing for real estate investors and homebuyers who need more than a cookie-cutter loan. As a mortgage broker with access to 90+ wholesale lenders, I find the right product for the deal — not the other way around.

Specializations

  • DSCR Loans — Investment property financing based on rental income, not tax returns. Single-family, multi-unit, short-term rentals.
  • HELOCs & Home Equity — Second-lien strategies for accessing equity without touching a low first mortgage rate.
  • Non-QM Lending — Bank statement loans, asset depletion, bridge loans, fix-and-flip financing for borrowers who don't fit conventional guidelines.
  • Conventional & FHA/VA — Full-spectrum residential lending for primary residences, including first-time buyers and veterans.

Why This Blog Exists

Most mortgage content online is written by marketing teams who've never structured a loan. I write from the origination desk — real scenarios, real math, real trade-offs. Every rate, threshold, and strategy on this blog reflects what I see in actual deals, not what an SEO tool told me to write.

Credentials

Get in Touch

West Capital Lending, Inc. (NMLS #1566096) is licensed by the California Department of Real Estate (DRE #02022356). Equal Housing Lender. This blog is for informational purposes only and does not constitute a loan commitment or guarantee of any terms. All loan programs are subject to borrower qualification, property eligibility, and lender guidelines. Rates, terms, and availability are subject to change without notice.